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-------------------------------------------------------------------------------- Paul Checchin, Macquarie Group - Analyst [36] -------------------------------------------------------------------------------- And while you've got the mic, just in terms of your comments around the turnover margin, you've seen them go up to 26.9%. You said had it was on the back of efficiencies, operating efficiency. So I just want to make sure it's not because of the embedded price growth you've seen in those units, it's part one the question. And the second part of the question is where do you envisage that margin going over the next five years. Can you get it up to [30%]? -------------------------------------------------------------------------------- Stephen Bull, Stockland Corporation Limited - Group Executive & CEO, Retirement Living [37] -------------------------------------------------------------------------------- So, in response to your first question, clearly price growth is part of that. So there are number of things that affect margin in the retirement space. Clearly, price growth is one of them. The other one is obviously cost.